Sinking funds for non-monthly expenses

A sinking fund is a way to save for an expense that hits less often than once a month — annual insurance, quarterly tax estimates, semi-annual property taxes. Instead of getting blindsided when the bill arrives, you set aside a slice each month.

Setting up a sinking fund

1. Open Settings → Categories and edit (or create) a non-monthly expense category.
2. Toggle Save for this expense.
3. Enter the total amount you need and how often you pay it.
4. MoneyVue divides the total over the period and shows you the monthly set-aside.

The set-aside accumulates in the category month over month. When the bill comes through, it draws from the saved balance.